Despite technical problems in the past, investors have reliably received high interest rates here for years. My Viainvest experience has also been consistently positive.
If you want to withdraw capital or excess interest from the P2P platform, you can use the “Withdraw Funds” button located at the top right of your account summary. There is no fee for withdrawing funds.
Viainvest reacted very calmly after the outbreak of the pandemic. Internally, only around 10% of employees had to be laid off. Because Viainvest had already pursued a conservative growth strategy for years in the past, there were far fewer adjustments and changes than with other P2P platforms.
All platform functions are completely free of charge for investors. Unlike other competitors, withdrawing money is also possible without any fees.
I have nothing but positive words about PeerBerry, especially how the company handled the loans affected by the war.
The buyback guarantee, which could have been initiated after 120 days for the credit lines, was cancelled retroactively. As a result, these can now be extended indefinitely.
I got all my money back and my trust in this company was solidified. When there was a reason to act differently, they stood their ground and defended the interests of their clients. Congratulations!
Viainvest mainly uses the first model: the available Buyback guarantee takes effect in the event of a payment default of more than 60 days. ViaSMS then buys the debt from the investors together with the interest. Investors receive their money immediately so that no outstanding loans of more than 60 days remain in our portfolio. This option is particularly popular with investors as they hardly have to worry about individual loans. My Viainvest experience with the buyback guarantee has also been positive so far: everything went as promised and repayment was quick and problem-free. However, we should not forget that the function of a buyback guarantee depends on the state of the company in question: if the ViaSMS Group should ever slip into financial difficulties or even insolvency, there is no guarantee that the buybacks will continue to be processed so smoothly.
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The reserves for doubtful loans from the COVID period, which were created for security reasons, have also been reduced. In my opinion, this is a positive sign that fits in with my Viainvest experience and the general direction of the Group. At Viainvest, non-performing loans
PeerBerry returns are seen as moderate compared to platforms like Mintos or Esketit, but perceived as more stable.
Occasionally, there are also business loans on the platform. For instance, the establishment of the company’s credit business in the Philippines was financed through a loan from its own investors.
The lack of a secondary market and some cash drag issues present minor challenges, but these are outweighed by the platform’s strengths. PeerBerry’s proven ability to navigate the Ukraine crisis demonstrates resilience that instills confidence for long-term investment.
We're pleased to hear about your successful two-year investment journey with PeerBerry. Ensuring your satisfaction is our ongoing mintos commitment, and we hope to be your trusted companion for many more years.