Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.
As a result, investors’ accounts are protected by the investor compensation system in Latvia with up to EUR 20,000 in the event of the platform’s insolvency or misappropriation of investor funds. Possible defaults by lenders are not covered though.
For investors who want to invest on regulated P2P platforms, while having the prospect of achieving competitive double-digit returns, Viainvest is a strong and stable alternative worth considering for your P2P portfolio.
No, definitely not. Viainvest is not a bank and therefore does not fall under any European deposit insurance. All funds you invest on the platform are exposed to a high risk of default.
I am often asked how certain platforms compare to Mintos and whether they are alternatives. In my opinion, both platforms are not directly comparable. The reasons for this are simple:
Peerberry used to be good and they made a name as reliable after recovering most (all?) money from Russian and Ukrainian companies after the Russia invasion, but that's it, they stopped there.
Investors should look very carefully at the potential risk factors when evaluating a P2P platform. What is it that investors need to be aware of when it comes to Viainvest? Where are the underlying risks and how can they be assessed?
Kindly note we intend to onboard new lenders in 2024 to meet investors needs. Given the increased demand at this time, we suggest investors to combine both auto and manual investing for the best results.
You can also choose whether your investments should have a buyback guarantee. I will explain exactly what this involves in more detail in the next section. For all those who do not yet have any Viainvest experience, I would generally recommend selecting ‘
Due to high investor demand, only 43% of deposited funds achieve immediate deployment. To minimize cash drag, consider:
As I mentioned earlier, most loans on the platform have returns around 11 - 12%, and the platform currently advertises an average bondora return for investors which is also in this range.
PeerBerry occupies the middle ground between fully regulated lower-yield platforms like EstateGuru and higher-risk, higher-return platforms like Envestio. This balanced position attracts investors seeking moderate returns with reasonable risk management.
The resources required to reorganise the platform’s IT were simply poorly deployed. However, these are only minor glitches in an otherwise very smoothly running engine.
Due to regulation, Viainvest is obliged to regularly prepare audited annual financial statements. However, these have always been published even before regulation.